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Featured Article
While the housing market news still isn't great, there have been a few rays of hope recently. If you've read any of these reports, you've heard some astronomical numbers regarding foreclosures. Some analysts are predicting that as many as 50% of the homes that sell in the next 2 years will be in some form of financial distress. Foreclosures can be financially and emotionally devastating. Credit scores are ruined (reduced by as much as 300 points) and likely will remain on credit reports forever. Unfortunately, many homeowners proceed into foreclosure without any guidance whatsoever, not realizing that they have options. You may have heard or read the term "short sale." A short sale is a real estate transaction where the property is sold for an amount that is less than what's owed against it. Among other benefits, a negotiated short sale can have minimal impact on ones precious credit rating, while reducing or even eliminating a huge debt-load. Buyers can also benefit from short sale situations. In many cases these properties are selling below market price. And because the homeowner still controls the property, they are usually better maintained than those in foreclosure. Short sales require more time and considerable communication with the lender.Closing these transactions can be tedious and require patience and knowledge of the entire process. For the past several weeks I've been in classes covering both foreclosure and short sale processes. In the next couple of weeks I will receive my Certified Distressed Property Expert (CDPE) designation. Further, I have now personally dealt with both sides of short sale transactions. If you know someone who is currently weighing the options of a financially distressed property sale, please pass along my contact information. Likewise, if you or someone you know is considering purchasing a home and would like to explore the short sale possibilities, I'm here to help. One other note-- the Missouri Housing Development Commission (MHDC) has received money to use for down payment assistance on purchases of foreclosed properties. This money -- up to $14,999 -- has a 0% interest rate and is forgivable after 5 years. It's not for everyone and the money designated for this program won't last long. If you or someone you know would like to know more about this program, don't hesitate to call me. Thanks for your time, Rick Richardson RE/MAX House of Brokers 417-841-1101
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Springfield Mo Quick Facts
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Expect highs in the 80's during the summer months with lows in the 20's and 30's during winter. Strong seasonal weather including ice and snow storms in the winter, flash floods and tornadoes in the spring, hard drought and heatwaves for the summer. Forbes Magazine's list of Wildest Weather Cities, Springfield is the city with the most varied weather in the nation.
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2000 Census: 91.69% White, 3.27% African American, 0.75% Native American, 1.36% Asian. 19.9% under the age of 18, 17.4% from 18 to 24, 28.0% from 25 to 44, 19.8% from 45 to 64, and 14.9% are 65 years of age or older. Median income for a household in the city was $29,563, and the median income for a family was $38,114.
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Springfield's nickname is the "The Queen City." It is also known as "The Cultural Center of the Ozarks." The area formerly known as North Springfield was once known as Moon City. Springfield is also known as "The Birthplace of Route 66," due to its early connection with the designation of U.S. Route 66. - wiki
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 Springfield Missouri (MO) Green and Christian counties. Zip Codes: 65800-65899 Area Code: 417
Central Standard Time, Approx. 73 Square Miles
Coordinates: 37° 11′ 42″ N, 93° 17′ 10"
Founded In 1938
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Articles
Learn more about real estate and how to make the process of buying and selling a home a better experience. Browse the latest articles we have put together. See Articles Here.Do you have a good article about real estate or the Springfield Area? We will feature your article, give you full credit, and a link to your website. Contact the webmaster for details.
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